Hi there readers of Investing Thesis. First, off, we’d like to say thank you for continuing to come back to our site and being such loyal readers. Your support shines through in the page-views this site receives and given the slow but steady increase in these numbers, we are profoundly appreciative of the time you spend on our site. We gather that means we’re doing something right and thus we hope to build on this and continue to publish new and insightful that provides you with actionable tips and ideas. We’re very interested in what you think about the site, the content and anything else you might have on your mind and we welcome any and all feedback. To get in touch with us simply send an email to arjun [at] investingthesis [dot] com or use our contact form.
Having said that, it’s the end of the month and that means it’s time for the 6th edition of the Canadian Personal Finance & Investing Carnival. We’ve made peace with the fact that new Carnivals take time to catch on so although we’re very grateful for the number of submissions we’ve received for this edition of the Carnival, we’ve decided to be proactive and continue to aggregate the best of the best in the realm of Canadian personal finance and investing. It’s the least we can do for you, our super awesome readers.
On a sidenote, this is for all you personal finance and investing bloggers out there, we would like to take this moment to invite submissions for the seventh edition of the Canadian Personal Finance & Investing Carnival slated for publishing on October 15th, 2010. So if you’re a Canadian blogger specializing in personal finance and or investing, make sure you submit your best articles for inclusion and while you’re at it, perhaps spread the word about the Canadian Personal Finance & Investing Carnival.
Having said our piece, on with the Canadian Personal Finance & Investing Carnival we say.
Jeff Pierce (aka Zentrader) presents Importance of a Stock Trading Journal, saying, “The market is changing every moment and it’s extremely important to track everything you do in a stock trading journal.”
Boomer presents Why I Cancelled My Landline, saying, “25% of Canadians have already ditched their home phones in favor of using a cell phone. Here are a few reasons why we cancelled our landline:”
Canadian Finance Blog presents ING Direct – TFSA With No Fees, saying, “”We used an ING Direct Orange Key to set up a Tax-Free Investment Savings Account. We picked this account for the high interest rate and it’s a TFSA with no fees.”
Money Smarts Blog presents How To Determine The Value Of A House Renovation, saying, “Some factors which might influence your return on investment for home renovations.”
Young and Thrifty presents The Dangers of Forex Investing, saying, “A few months ago, I had a guest post on my site about trading the forex market, and I had a comment requesting how I should talk about the dangers of forex investing. So because I am responsive (albeit slowly responsive, sorry!), here’s my post on the Dangers of Forex Investing.”
Canadian Couch Potato presents Under the Hood: TD Balanced Index Fund, saying, “This post is part of a series called Under the Hood, where l take a detailed look at specific Canadian ETFs or index funds.”
Canadian Financial DIY presents Canada Falling Back in World University Rankings, saying, “The Times World University Rankings for 2010 are out and it is not good news for Canada.”
Canadian Capitalist presents My Exchange-Traded Fund Wishlist, saying, “For years, we’ve watched Vanguard competing with iShares on price and wondered when we’d see similar competition here. But, as Canadian Couch Potato pointed out, a lower cost alternative to the iShares S&P/TSX ETF (XIU) is likely not the first thing that many investors would wish for. So, what products or features would we like to see? Here is my wish list:”
Financial Highway presents 10 Things to Know About Travel Insurance, saying, “Travel insurance is one of those things that frugal people are divided on. As is the case with many types of insurance, some people argue that it’s worth the cost it saves you down the line and others say that it’s a waste of money. Following you’ll find ten important things to know about travel insurance to aid you in making a decision about this issue.”
Canajun Finances presents CPI Down A Little, saying, “Our amigos over in Stats Canada published the latest CPI numbers yesterday and the rate is slowing a little, but not by much, dropping 0.1% year over year in August.”
Balance Junkie presents Market Integrity Should Not Be an Oxymoron, saying, “Is a lack of market integrity one reason why retail investors have been exiting equity mutual funds for months?”
The Passive Income Earner presents Budgeting: DRiPing my Lunch Money!, saying, “I’ll admit that I tend to trade frugality for convenience in some cases.I commented on a post My Own Advisor wrote about trading an evening out for 500$ a little while back where I mentioned that I am bringing my lunch to work in order to invest the savings. It’s perfect for DRiPing.”
Larry MacDonald presents Saving money with group buys, saying, “I recently came across an interesting post in a discussion forum for new home owners. It could have saved me $900 if I had seen it earlier.”
Where Does All My Money Go presents Is HXT Really THAT Complex and Risky?, saying, “Horizon’s BetaPro made a lot of headlines last week when it announced it was launching HXT, a Canadian-listed ETF that tracks the S&P/TSX 60 Total Return Index with a management fee of only 0.07%. With HST of 13%, the expected MER is roughly 0.08%. First, commentators pointed out the rock-bottom fee. Then the attention moved to the synthetic structure and questions arose as to complexity and risk. I think it’s been well overblown.”
Financial Uproar presents Holding Your Mortgage In Your RRSP, saying, “Did you know that you can hold your mortgage in your RRSP? Up until earlier this year, I wasn’t aware that you could. All the interest that gets paid every payment goes toward the RRSP, giving the borrower a guaranteed return that is a pretty secure investment. Before you can implement this strategy, a few things have to be noted:”
In Search of Salt presents Scholarships, Bursaries, and Used Books, saying, “From e-mails I have received, I know some of my readers have children that are either at or near university age. I understand that tuition fees have been on a relentless charge upward (even during my time, tuitions fees were up 90% from my first year to my seventh) but there are ways for students to either gain or save a few bucks.”
The Loonie Bin presents Dividend Investing 101: The Conclusion, saying, “The hardest part of self investing in dividend stocks is finding the right company to invest in so that your investment today will grow tomorrow, and in the future. As a self investor, I like banks, consumer goods and utility stocks because they provide widely used services to society now, and there’s a very good chance they will continue to do so in the future.”
Investing Thesis presents Investing In Canadian Natural Resources and Bank Of Nova Scotia With Tony Demarin of BCV Asset Management, saying, “We sit down with Tony Demarin of BCV Asset Management do discuss his 2 favourite stocks, Canadian Natural Resources and The Bank Of Nova Scotia.”
Canadian Tax Resource Blog presents How Are Bonds Taxed?, saying, “A bond or debenture is a form of debt that pays interest periodically. Depending on the type of bond or portion of the bond purchased, the tax treatment of the investment income may result in interest income, capital gains, or capital losses.”
Invest it Wisely presents Saving on Taxes and Growing Your Wealth with the Tax Free Savings Account (TFSA), saying, “If you live in Canada and you have not started to contribute toward your TFSA, you should start thinking about doing so!”
Today’s Economy Blog presents The Great Disappointment, saying, “First came the Great Recession: a downturn unlike any other since the 1930s. Next was the Great Reset, brought to you by author Richard Florida. (He was of course referencing Jeff Immelt, General Electric’s chief executive officer, who described the recession as “an emotional, social, economic reset” back in November 2008.) Now, as we dig out from under this great big mess, CIBC World Markets Inc. says the recovery will be remembered as the Great Disappointment.”
Rob Carrick presents How to achieve a happy client-adviser relationship, saying, “You and your investment adviser are a team. So act like it. Put some effort into the relationship you have with your adviser. Don’t just nod your head and think about what’s for supper when your adviser talks about things like risk. Be frank, ask questions and, above all, resist any thoughts you might have that your adviser is the enemy.”
Jonathan Chevreau presents The Boomer apocalypse is on its way, saying, “There seems to be an entire cottage industry built around telling Baby Boomers how they can’t afford to retire anytime soon. Early in October, pension luminaries will descend on Toronto for a conference that will look at all aspects of Boomer retirement, from longevity to soaring health costs to their collective failure to save.”
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That’s a wrap, folks! Have a smashing day!