Ladies and Gentlemen. Its time for the third edition of the Canadian Personal Finance & Investing Carnival. This week, we received 4 submissions that complied with our stipulations. Since 4 articles do not comprise a carnival, given our role as the host of the carnival, we’ve decided to go ahead and roundup the best of the best in the realm of Canadian personal finance and investing and present it to you in one neatly packed post. We hope you like it.
In addition, we would like to take this opportunity to invite submissions for the second installment of the Canadian Personal Finance & Investing Carnival slated for publishing on August 31, 2010. So if you’re a Canadian blogger specializing in personal finance and or investing, make sure you submit your best articles for inclusion and while you’re at it, perhaps spread the word on the Canadian Personal Finance & Investing Carnival.
So without further ado ….
Big Cajun Man presents RDSP the Completion of Initial Work, saying, “My continuing saga of attempting to get an RDSP up and running.”
Boomer presents Asset Allocation, saying, “Forget the standard “investment profile” that the banks give you to determine your asset allocation. Your individual investment choices should have some meaning to you and your plan and should be unique to you and your circumstances. Here’s how my asset allocation is set up…”
Tom @ Canadian Finance Blog presents What Are Locked-In Retirement Accounts (LIRA) And Life Income Funds (LIF)?, saying, “Locked-In Retirement Accounts (LIRA) and Life Income Funds (LIF) are simply money that originates from a pension plan when you leave that company.”
CanadianFinancialDIY presents Pension Reform: a Comparison of CPP(IB) vs RRSP / RRIF / LIRA / LRIF / LIF, saying, “There’s been a lot of talk lately in Canada about pension reform, a very necessary and worthwhile subject, but unfortunately most of the analysis is from the viewpoint or from the self-interested position of government, regulators and the financial industry. Herewith I present a modest contribution to the debate by comparing two of the existing major options from the viewpoint of the retiree or pensioner, in whose interest all this reform supposedly is ultimately most important.”
Larry MacDonald presents Ride Buffett’s coattails?, saying, “A recent study by three researchers found that it has been possible to achieve investment results similar to Warren Buffett’s market-beating returns by simply following his trades as disclosed in 13F filings.”
Money Smarts Blog presents Borrowing Money to Invest – Is The Strategy Back In Black?, saying, “While people who had borrowed money in 2006 are still paying interest without really understanding why they had done such a “stupid” thing since their investments are still in red, I think it could be the perfect time to start a new investment loan.”
Frugal Trader presents How to Calculate the Dividend Payout Ratio, saying, “here are more details about what payout ratios are, why they are important and how to go about finding or calculating it.”
Canadian Capitalist presents One Reason to Obtain a US Dollar Credit Card, saying, “Frequent travelers to the US or those who incur regular expenses in US dollars might want to sign up for an US Dollar credit card. It might work out cheaper to convert Canadian dollars into US dollars using this gambit than paying a 2.5% premium that credit cards typically charge for currency conversions.”
The Passive Income Earner presents An alternate option to breaking your mortgage, saying, “A friend of mine is a little stubborn about paying the penalty for breaking his mortgage and came up with a creative way of transferring portion of it to a lower mortgage rate.”
SquawkFox presents Don’t blow your dough! Use the Windfall Planner Worksheet , saying, “It’s a pretty sweet day when a nice tidy sum of cash falls into your wallet. Perhaps you’ve earned a bonus, received an inheritance, won the lottery, or found another source of financial fortune. Whee! Free money! Now what?”
Financial Uproar presents Kids and Money, saying, “Yes, I’m all for teaching kids the basics of personal finance. Unlike a lot of personal finance bloggers though, I feel that message is one better delivered at home, mostly because teachers aren’t the best role models for that kind of things.”
Financial Highway presents 75 Phone Apps + 10 Tips that Will Save You Money, saying, “Phone apps that allow you to save money are one of the best tools that your mobile phone offers you. Whether you’re using a barcode scanner to find a better deal at a nearby store or you’re taking advantage of a mobile coupon, these apps reduce your daily expenses.”
Lastly, if you haven’t already subscribed to InvestingThesis.com, allow me to reiterate a few reasons to do so:
- You never have to check the site for updates again, and you get the latest and greatest first.
- It’s totally free.
- Your info will never be shared with anyone. Never. Ever. I hate spammers as much as you do.
- Subscribing is worth testing for a few days just to experience it. Decide you prefer visiting? Just unsubscribe with one click and it’s happy times again.
- Subscribers are smart and cool.
That’s all, folks! Have a great weekend!
Share This Post:
